Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

How Your Friends Are Quietly Shaping Your Spending

You had no intention of spending $200 this weekend. And then Friday happened.
In this episode, we're talking about something nobody warns you about: the way your friends quietly shape your spending — and what to do about it without making it weird. We cover the four invisible patterns, the science behind why it happens, and the exact phrases to use when "no" feels heavy.
Comment WORKSHOP for the Budget Blueprint details.
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

CFO Corner Week 17: Do This Before You Book Your Summer Vacation

Summer is closer than you think  -  and this week's CFO Corner is your sign to check in on the money side of it before June sneaks up on you.
In this 10-minute check-in, Meghan walks you through a simple summer vacation savings audit: what you're planning, what you've saved, and whether those two things actually line up.
Here's what you'll do in this episode:
Figure out your full summer picture  -  not just the big trip, but all the extra spending that comes with the season
Check your vacation fund  -  the real balance, not the number you hope is there
Close the gap  -  four realistic options if your savings don't quite match your plans
Protect your fund  -  how to keep your vacation money safe between now and the trip
Set up next year  -  the one move that makes summer saving painless going forward
Summer should be fun and restorative  -  not something you're paying off in October. This episode helps you make sure it stays that way.
📎 Sinking Funds Episode (mentioned) 
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

The Investing Mistakes We Made (So You Don't Have To)

We're airing our financial dirty laundry today  -  and we're not sorry about it.
In this episode, Maddie and Meghan get real about the investing mistakes they made when they were just starting out. From maxing out a 401(k) without a plan, to leaving money sitting in cash for an entire year, to unknowingly choosing funds that quietly drained thousands in fees  -  they've been there.
Here's what they messed up (so you don't have to):
Mistake #1 (Maddie): Maxing out 401(k) contributions way too fast  -  before her budget could actually handle it
Mistake #2 (Maddie): Investing before building an emergency fund  -  and the expensive math behind why that backfired
Mistake #3 (Meghan): Rolling over a 401(k) into a new account… and then leaving the money sitting in cash for a full year
Mistake #4 (Meghan): Picking investments based on past returns without ever looking at fees  -  and what that actually costs over 30 years
The biggest takeaway? The biggest mistake you can make is not starting at all. Imperfect action always beats perfect planning.
Ready to start the right way? Check out The Confident Investor Blueprint  -  a 7-day step-by-step guide designed to take you from "I should probably start investing" to actually doing it. Just $17. Link below.
📘 The Confident Investor Blueprint
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

CFO Corner Week 16: Why $25 a Month Changes Everything

This week's CFO move is simple: increase just one savings goal by $25.
Not your whole budget. Just one goal  -  your emergency fund, a travel fund, or your investment account. Then automate it and forget it.
$25 a month is $300 a year. Small enough that you won't feel it, big enough to actually move the needle over time.
📌 Budget Blueprint Workshop
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Nobody Is Coming to Save Your Career: It’s Time to Start Advocating for Yourself

Are you waiting to be noticed at work  -  or are you making sure you get seen? In this episode, Meghan and Maddie break down exactly how to advocate for yourself at work, from asking for that raise to positioning yourself for your next promotion.
They dig into why self-advocacy is especially hard for women (and what the research actually says about it), then hand you a practical, no-fluff playbook you can start using this week.
In this episode:
The myths keeping you stuck and underpaid
Why working hard isn't enough  -  and what to do instead
How to track your wins and build your "receipts"
The exact language to use when asking for a raise or promotion
Why discomfort is actually a sign you're doing it right
Resources mentioned:
📋 Your Performance Review Playbook
📝 Brag List Template
Raises don't go to people with potential  -  they go to people who communicate their value.
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

CFO Corner Week 15: Are You Overpaying for Insurance?

Insurance is one of those things you set up once and forget about  - but a quick annual check-in can save you hundreds of dollars or catch a gap in coverage before you actually need it. This week on CFO Corner, Meghan walks you through a simple insurance review across the four main policy types most people have: auto, home or renters, life, and disability.
No switching providers, no becoming an insurance expert. Just pulling up your policies and actually looking at them.
In this episode:
What to look for in your auto, home/renters, life, and disability policies
How to think about your deductibles and whether they still make sense
Two questions to ask yourself: when did you last shop around, and are you bundling?
What to do with any savings you find (hint: be intentional)
📌 10 minutes. One action. Your money will thank you.
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

The Biggest Financial Decision Nobody Talks About

The person you choose to build a life with is one of the biggest financial decisions you'll ever make  -  even if it doesn't feel that way. In this episode, Maddie and Megh break down how your partner shapes your money (and vice versa), the three financial personality types most people fall into, and how to spot green flags and red flags before money becomes a source of tension.
Whether you're dating, in a relationship, or just thinking ahead  -  this one's for you.
Topics covered:
Why your partner influences your finances more than any budget app
The 3 financial styles: Saver/Planner, Spender, and Avoider
Day-to-day vs. long-term financial impact of a partner
Easy conversation starters that don't feel awkward
What to look for in a financially compatible partner
📌 Budget Blueprint Workshop
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

CFO Corner Week 14: Wait, I'm Paying for That?

When did you last check what's actually coming out of your account every month? Not the big stuff - the $9.99 here, the $14.99 there, the app you forgot you signed up for in January.
This week, Maddie walks you through the Unsubscribe and Cancel Audit - a simple 4-step process to find what you're paying for, cut what you don't need, and put that money somewhere with a purpose.
The 4-Step Audit:
Pull your bank and credit card statements (go back 60–90 days)
Make a list of every recurring charge
Ask three questions for each one
Cancel, downgrade, or pause
This week's challenge: Set aside 20–30 minutes, do the audit, and cancel at least one thing. Then drop Maddie a message - how much did you find?
🔗 Budget Blueprint Workshop
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

So You Got a Raise… Now What?

Congrats on the raise! But here's the thing  -  if you don't have a plan, that extra money will quietly disappear into everyday spending without ever moving the needle on your wealth.
In this quick episode, Meghan and Maddie walk you through a simple formula to make your raise actually work for you.
What we cover:
How to calculate your real take-home after taxes (hint: it's less than you think)
The 50/30/20 raise formula: Future You / Needs / Wants
How automation can make this happen without lifting a finger
Why intentional spending is the antidote to lifestyle creep
Resources mentioned:
🎙️ Episode 56: The Automation Episode  -  Build Your Money System in 30 Minutes
📊 Budget Blueprint Workshop
This week's action steps:
Calculate your actual take-home from your raise
Decide your split
Set up automation
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

CFO Corner Week 13: Spring Into Your Savings Goals (Your Q1 Checkpoint)

Three months into the year  -  how are your savings goals actually holding up?
In this week's CFO Corner, Meghan walks you through a quick quarterly savings check-in: where you are, where you thought you'd be, and what (if anything) needs to shift. No perfection required  -  just 10 minutes of honest, intentional review.
Because the best financial plan isn't the one you set in January. It's the one that still works for your life in March.
In this episode:
How to review your Q1 savings progress (without the guilt trip)
What to do if life changed since you set your goals
One small adjustment you can make today to stay on track
You don't need to be perfect. You just need to be intentional.
🔗 Budget Blueprint Workshop
🔗 Set a Q2 calendar reminder for your next check-in!
Come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!
 
Read the full Show Notes Here!
 
Thanks to our sponsor:
 
Rakuten
 
Thanks for tuning in and 
 
Connect with us on Instagram @your.money.style
Visit our website for articles, resources, and more at www.liveyourmoneystyle.com