
Tuesday Feb 03, 2026
Why Your First $100K Feels Impossible (and Why It Gets Easier After That)
Have you ever looked at your accounts and thought, "I'm doing everything right - why does this still feel so slow?" The first $100K is the hardest money you'll ever build. Maddie and Meghan explain why it feels so discouraging, what changes after you hit that milestone, and how to stay motivated before compounding kicks in. This episode validates your frustration and gives you the strategies to keep going.
In This Episode:
- Why the first $100K feels impossible (3 core reasons)
- The math: Why early contributions do 90% of the work
- What actually changes after $100K (compounding becomes visible)
- 4 strategies to stay motivated during the slow phase
- Why you're not behind - you're just in the foundation-building stage
Resources:
- Investment Calculator
- Investing Made Simple Guide (free download)
- Related Episode: The Automation Episode
- Related Episode: The Comparison Trap
- Related Episode: Calculating Your Net Worth
Key Takeaway: The first $100K tests your patience. The rest rewards it.
Read the full Show Notes Here!
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